Overview

Tydro Powers Flexible, Institutional Grade Lending Markets on Ink offering Fixed Rate Loans, Isolated and Cross Margin Borrowing, and Qualified Custodian Support via Kraken Custody.

What is Tydro?

The Tydro App hosts lending markets, letting users lend assets to earn interest and borrow assets against posted collateral. The protocol is built on the Aave V3 codebase that has processed over $20B+ of loans and runs on the Ink network, an Ethereum Layer 2 blockchain with native exchange integrations and compliance layer.

Tydro V2 powers on chain SOFR, offering fixed-rate, floating-term overcollateralized loans.

• Borrowers lock in a set rate that does not change, with no maturity date, so the cost of holding a position stays predictable regardless of utilization or market swings.
• Suppliers earn a floating yield that moves with the market.
• Borrowers post collateral against the assets they want to borrow.

At launch, Tydro V2 offers a fixed-rate secured loan facility against kBTC with instant liquidity for borrowers and lenders. As additional markets, allocators, and vaults go live, the collateral set will expand to include assets such as tokenized equities, gold, RWAs, and other assets held in qualified custody. Over time additional vault products, fixed-term lending facilities, fixed rate products, and more will be developed alongside Tydro's partners and surfaced on the app.tydro.com interface. Current and future security audits will be hosted on the audit reports page.

Important note: tydro.com is the only official URL of the tydro app and documentation, always verify the official URLs, protocol contract addresses and {# website status page link } before interacting to mitigate potential phishing attempts. The team will never ask you to use another interface or ask for sensitive information such as private keys or personal information.

Item	Definition
Tydro Protocol	Open source lending smart contracts running on Aave 3.7 managed by Tydro Governance and Risk Stewards
Tydro App	Web interface maintained by the Tydro team, hosted at app.tydro.com
Tydro Integrations	External interfaces that access the protocol. These are not managed or controlled by the Tydro team, exercise caution and research providers

Tydro is supported by a set of service providers, all of whom do not provide investment, legal, or tax advice. Read the Risk Overview & Disclosures carefully before using the protocol.

Who is this documentation for?

• Lenders who supply assets and want to understand rates and risk.
• Borrowers who post collateral to open and manage a position.
• Users evaluating Tydro's security, management, setup, function, qualified custody, liquidity, interest rate models, and permissioned markets.
• Developers looking to integrate Tydro's liquidity, flash loans, swaps, or other products.

Where to start?

• New to lending? start with Lending & Borrowing Basics.
• Ready to use the protocol? see Section III. Using Tydro.
• Evaluating the design? start with the Tech Stack and Markets.
• Building on Tydro? visit the Developers section.